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Guidelines

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Agency Plus

For Borrowers Falling Just Outside Agency Guidelines

Agency Plus

For Borrowers Falling Just Outside Agency Guidelines

Program Highlights

  • Loan amounts up to $3M
  • LTV as high as 80% for cash-out refinances*
  • Minimum FICO of 680 (or 700 for I/O)
  • 1 year income verification option available
  • Jumbo alternative with I/O option
  • First time homebuyers allowed with no LTV restrictions
  • DTI up to 45%
    • *For qualified borrowers. Restrictions may apply.

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